I've heard this question many times when working with a buyer: How much should I offer on the house I want?
When it comes down to writing an offer, there are several factors to consider.
1. What is the condition of the home relative to others that have sold recently?
2. What other things are you asking the seller to pay for? Closing costs, repairs, interest rate buy downs etc.
3. What have similar homes sold for recently?
4. What is the average list to sale price ratio? In most of the Orange Park and Jacksonville area, the average home sells for 97% of list price.
Your real estate agent will go over all of this information with you when writing an offer. This is the same information a seller looks at when deciding whether to accept an offer or counter.